Buyer's
Guide
Dear Prospective Buyer,
Thank you for visiting my site!
If you’ve never gone through the home buying process, I know it
might seem a little confusing. However, buying a home can be a
lot easier than you might think, especially if you're working
with a Real Estate Professional who specializes in helping home
buyers.
As successful REALTORS®, we help home
buyers find the home of their dreams every day! That is
our job,
and we take it very seriously. we can expedite your home search,
arrange financing, negotiate a good deal, and make sure
everything's signed, sealed and delivered on the closing date.
And best of all, it doesn’t cost you anything to use my services
because our services are paid for by the home seller!
So if you're interested in finding out
more, please contact us today. Thank you again for visiting
our web site,
and please remember that our website is updated daily with homes
as they hit the market!
Sincerely,
Angie McGhee (540) 537-5918
Realtor®
Lucinda Scruggs (540) 814-1230 Realtor®
Your Needs Come
First!
Finding
and buying the right home is a highly personalized process, and
it all begins by identifying your needs.
-
The values, interests, and priorities you want this move to
support.
-
The features you are looking for in a home.
-
How a neighborhood can best match your needs and lifestyle.
-
How the home finding process will need to be tailored to fit
your plans.
-
The support you expect to receive from us.
Finding and Buying a Home
The homefinding process typically
includes many of the following elements.
We will be your resource and
guide every step of the way.
Initial Consultation
-
Determine your priorities
and needs
-
Review "agency" choices and
select appropriate working relationship
-
Discuss financing options
Finding the Right Home
-
Sales professional to show
you properties based on your criteria
-
Evaluate each property with
sales professional
-
Choose the right home
Preparing an Offer
-
Review comparable sales to
determine offer price
-
Review progress of loan
pre-approval; decide on financing
-
Decide on other terms
(inspections, possession date, personal property, etc.
-
Prepare earnest money
deposit
Reaching an Agreement with a
Seller
-
Present your offer
-
Negotiation of terms and
possible counteroffers
-
Agreed-upon sales contract
with seller
Obtaining Financing
-
Finding a mortgage company
-
Consult with a loan officer
-
Pre-qualification
-
Complete loan application
-
Obtain loan pre-approval
-
Provide requested
documentation
-
Property appraisal
-
Loan Processing
-
Final loan approval
Completing the Settlement
Process
-
Deposit of earnest money
-
Review seller's property
disclosures
-
Review preliminary title
report
-
Roof, termite, and other
inspections
-
Remove any remaining
contingencies
-
Arrange for homeowners
insurance
-
Arrange for home warranty
-
Arrange for movers
-
Final walk-through of
property with sales professional
-
Provide balance of down
payment and closing costs
-
Sign documents
-
Loan funding
-
Recording of title
-
Receive Keys from sales
professional
-
MOVE IN!!
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QUALITY REALTY INC.
24935 VIRGIL GOODE HWY / BOONES MILL, VA 24065
Office - (540) 334-2020
Email Angie /
Email Lucinda

Copyright © 2008 - 2009 Angie McGhee & Lucinda Scruggs. All Rights Reserved.
Information Deemed
Reliable But Not Guaranteed. Neither Angie McGhee, Lucinda Scruggs, Quality Realty, nor
their service providers are liable for
any errors or inaccuracies in the information provided through this
website. Equal housing opportunity.
Angie McGhee & Lucinda Scruggs are licensed to
sell Real Estate in the State of Virginia.
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