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Buyer's Guide

Dear Prospective Buyer,

Thank you for visiting my site!


If you’ve never gone through the home buying process, I know it might seem a little confusing. However, buying a home can be a lot easier than you might think, especially if you're working with a Real Estate Professional who specializes in helping home buyers.
 

As successful REALTORS®, we help home buyers find the home of their dreams every day!  That is our job, and we take it very seriously. we can expedite your home search, arrange financing, negotiate a good deal, and make sure everything's signed, sealed and delivered on the closing date. And best of all, it doesn’t cost you anything to use my services because our services are paid for by the home seller! 

So if you're interested in finding out more, please contact us today. Thank you again for visiting our web site, and please remember that our website is updated daily with homes as they hit the market!  

Sincerely, 

Angie McGhee  (540) 537-5918 Realtor®
Lucinda Scruggs (540) 814-1230 Realtor®
 


Your Needs Come First!
Finding and buying the right home is a highly personalized process, and it all begins by identifying your needs.

  • The values, interests, and priorities you want this move to support.
  • The features you are looking for in a home.
  • How a neighborhood can best match your needs and lifestyle.
  • How the home finding process will need to be tailored to fit your plans.
  • The support you expect to receive from us.

Finding and Buying a Home

The homefinding process typically includes many of the following elements. We will be your resource and guide every step of the way.

Initial Consultation

  • Determine your priorities and needs
  • Review "agency" choices and select appropriate working relationship
  • Discuss financing options

Finding the Right Home

  • Sales professional to show you properties based on your criteria
  • Evaluate each property with sales professional
  • Choose the right home

Preparing an Offer

  • Review comparable sales to determine offer price
  • Review progress of loan pre-approval; decide on financing
  • Decide on other terms (inspections, possession date, personal property, etc.
  • Prepare earnest money deposit

Reaching an Agreement with a Seller

  • Present your offer
  • Negotiation of terms and possible counteroffers
  • Agreed-upon sales contract with seller

Obtaining Financing

  • Finding a mortgage company
  • Consult with a loan officer
  • Pre-qualification
  • Complete loan application
  • Obtain loan pre-approval
  • Provide requested documentation
  • Property appraisal
  • Loan Processing
  • Final loan approval

Completing the Settlement Process

  • Deposit of earnest money
  • Review seller's property disclosures
  • Review preliminary title report
  • Roof, termite, and other inspections
  • Remove any remaining contingencies
  • Arrange for homeowners insurance
  • Arrange for home warranty
  • Arrange for movers
  • Final walk-through of property with sales professional
  • Provide balance of down payment and closing costs
  • Sign documents
  • Loan funding
  • Recording of title
  • Receive Keys from sales professional
  • MOVE IN!!
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QUALITY REALTY INC.
24935 VIRGIL GOODE HWY / BOONES MILL, VA 24065
Office - (540) 334-2020
Email Angie / Email Lucinda

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Copyright © 2008 - 2009 Angie McGhee & Lucinda Scruggs.  All Rights Reserved. 
Information Deemed Reliable But Not Guaranteed. Neither Angie McGhee, Lucinda Scruggs, Quality Realty, nor their service providers are liable for any errors or inaccuracies in the information provided through this website.   Equal housing opportunity. 
Angie McGhee & Lucinda Scruggs are licensed to sell Real Estate in the State of Virginia.


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